Should You Tap Retirement Savings to Fund College? There are three things to consider before dipping into retirement savings to pay for college. Share | Have A Question About This Topic? Name Email Address Question Thank you! Oops! Related Contents Retirement and Quality of Life Asking the right questions about how you can save money for retirement without sacrificing your quality of life. Social Security: Maximizing Benefits There are other ways to maximize Social Security benefits, in addition to waiting to claim them. A Look at Systematic Withdrawals This calculator may help you estimate how long funds may last given regular withdrawals.